Step One: Get a pre-approval letter

A preapproval letter is a document from a lender stating that the lender is tentatively willing to lend to you, up to a certain loan amount. This document is based on certain assumptions and it is not a guaranteed loan offer. It lets the seller know that you are likely to be able to get financing. Sellers frequently require a prequalification or preapproval letter before accepting your offer on a house.

PLEASE NOTE:

Upload documentation in the Blink portal under the documents tab in PDF format only.
Screen shots are not allowed.
Call, Email or Text anytime if you have questions along the process.

Below is the listing of infomration that will be needed in order to process a pre-approval letter.

For W2 salary/hourly employment:

Last 2 pay stubs
Last 2 years W2's
Year end pay stubs for the last 2 years (this breaks down the pay types such as overtime, bonus & commission
Last 2 months bank statements from where closing funds will come from.
Photo ID

Are you self-employed?

Last 2 years tax returns (all pages and all schedules)
Any W2 income from self-employment, if applicable
Last 2 months bank statements from where closing funds will come from.

Are you refinancing or own other property you are keeping?

In addition to the above items for W2/Self-Employed:

Current mortgage statement
Tax Bill
Homeowners Insurance Declaration page
HOA bill, if applicable for each property

Step One: Get a pre-approval letter

PLEASE NOTE:

For W2 salary/hourly employment:

Are you self-employed?

Are you refinancing or own other property you are keeping?

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